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Quick Reference

Funding Your College Education


  1. Start EARLY!!!!! You need to fill out your FAFSA as close to January 1 of your Senior Year in High School as possible! Federal and State Financial Aid (Grants & Loans) are needs based and first come first served. Need is determined by family income and the cost of the school you plan to attend.

  2. Check with your parent's employers about grant/scholarship opportunities. Apply for every scholarship that you think you may qualify for. Apply early and often!

  3. Many grants and scholarships go unclaimed each year because no one applies.

  4. Internet is a great source for information, but be very careful. Don't pay for services that you should be receiving for free - and get a guarantee if you pay!!

Useful Websites/pages:

Department of Education: http://www.ed.gov/index.jhtml

Department of Ed - Student Guide: http://studentaid.ed.gov/students/publications/student_guide/index.html

Department of Ed - Financial Aid Overview: http://www.ed.gov/finaid/landing.jhtml?src=rt

Use the web site at the school of your choice: an example: www.rutgers.edu

National Academy of American Scholars: http://www.naas.org/senior.htm

Stafford Loan.com: http://www.staffordloan.com/

On-Line FAFSA Application: http://www.fafsa.ed.gov/

Corporation for National and Community Service: http://www.cns.gov/

GreenNote - secondary source for loans: http://www.greennote.com/

School & Life:

  1. Go to class every day

  2. Make it personal - get to know every professor that you have

  3. Life is not a participation sport - you have to want it - compete and win!

  4. Listen and watch at least twice as much as you talk. You have 2 eyes, 2 ears and only 1 mouth for a reason.

  5. Be a responsible leader - always provide a solution

  6. Questions: if you have any questions for please visit www.ourusaschools.com and go to "Contact Us". We are happy to answer your questions.


© Michael A. Kubik


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